..giving little discomfort after reaching home.I got some surgical cotton for cleaning the cut after washing and applied Dettol antiseptic brought by her.Later I found the expiry date marked was 14/6...Probably June 2014.
for dressing cotton...
Believe the Balance sheet ratios
++++++++++++++++++++++++++++
Behold any yearend Balance Sheet,
Produced by Accountants high rate,
Portrays an arena of corporate game,
Assets and Liabilities comprising the team.
Capital gets ploughed to free reserves,
Devoid of intangible goodwill and others,
Build up the net worth in infinite height,
Enrich the stakeholders’ a bonus treat.
Current is always valuable,
Current ratio more reliable,
Sum of the cash and paid stock,
Generate the working capital block.
Co-exist the debtors and creditors current,
Their ratio is sure determinant,
Displays the liquid state of the firm,
Good debts and credits in realizable form.
The gap of assets and liabilities,
Achieved by instant activities,
Provide the day to day funds required,
Instill the form of working capital required.
Is there any company without public equity
Borrowing the funds from Banks of quality,
The ratio of debts and equity,
Shows signs of solvent quantity.
Some firms make huge and high profits,
Beside their increase in sales targets,
Whither they reach a good and real,
Gross profit ratio of high level.
Abundant are many such Balance Sheet tips,
As coverage to service the long term debts,
Debtors and creditors too form ratios,
Operating along with earning per share.
Parameswara Iyer Vijayaraghavan
Tuticorin Branch year 2000
Among many achievements I possess,I was born in June 1947 before India got independence on 15 th August,1947.And my birthdate was 19 it is considered special number . I used to tell my spouse and children that I was born during British rule and hence possesses qualities such as strict,punctual ,honest,etc .
Incidentally I remember my School days in Bangalore after 1960 .My father was a retired person and he used to guide us in learning English Grammar.During holidays we four or five ...3 brothers,2 sisters,one niece all studying in Seshadripuram High School,Bangalore used to have following routine . We are from a large family with over a dozen children..In a joint middle-class family.
Chanting one chapter of Bagavad Gita.He used to chant from book,we had to see Gita Press book,follow and chant .it used to be good making us strong in Sanskrit and understanding the essence of Bagavadgita namely ...Do your duty...Donot think of results.... Whatever is bound to happen will occur,what ever happened is for good,etc..
In the morning after taking bath he used to do Sooryanamaskaram chanting Aadhithyahrudhayam ...I had to join him.He used to do yogasanas including shiras aasana.
Since I was not a recognised Brahmachari being without poonal,sandhyavandanam was not performed dailytill I got my Poonal while I was in 2 nd year BSC.
He had a book of Wren and Martin for English,used to guide all of us questions in Grammar,Active voice,Ideoms,figures of speech,Simile,Pathetic fallacy,pun,etc.It was nice we could learn Grammar well.
Then he used to ask questions from General Knowledge...Some questions like Prime Minister, President,Finance Minister,State ministers,etc.it was around 1957 or so we had hardly 12 states with Congress ruling everywhere.We remember his telling our mother to vote for Congress when they used to cast votes in Elections.May be in 1957 first ministry formed by Communist party was formed in Kerala.Probably the ministry was dismissed within 2 years and the state had distinction being under President's rule for over 15 times.
It was today I saw results of Uttarakhand,Uttar Pradesh,Manipur,etc being won by BJP ..They rule other states like Gujarat, Jharkhand, Maharashtra, Chattisgarh Assam,Arunachalpradesh, Haryana, Madhya Pradesh, Rajasthan,etc ..While Congress and sllisnce have power in Karnataka,Punjab,etc Tamilnadu they have the Dravidian party ADMK,and other parties ruling states are Telengana,Aam Aadmi,Communist alliance,Trinamool Congress etc with more than 20 states all over India.
The BJP ....if possesses sufficient assembly and Rajyasabha seats can have good governance by ability to pass bills in both the houses .
Let us hope for stable Governments in states and centre.
Ofcourse among various other things ,my father used to see we go to temples,chant Vishnusahasrananam,Aadhithyahrudhayam,Mahishasuramardhini stotram,Sundarakantam daily..Later I have started reading Narayaneeyam, Subramanya Bhujangam,etc ..Daily.
We should follow our parents.
Copyy and paste....????
+++++++++++-----++++++
One of my friends had posted in Facebook..
My son appears for 10 th exam starting tomorrow.Pray for him..
I sent my wishes ...Copied from another well-wisher and posted in Facebook.
நன்கு பரீட்சை எழுதி,
நல்ல மதிப்பெண் பெற
நல் வாழ்த்துக்கள்.
Later I realised...The student should not note my copying and pasting and do so in exam...In a lighter vein.
When I don't know to write in Tamil here,I copy others..But I never copied from others in any of my exams in my history...
I was having this Samsung cellphone having not many features...you can telephone to any number receive calls,hear FM music etc .
Last year when I went to USA my son in law got me a Motorola X Smartphone... With more features. .It serves as a handy computer.... Plus phone... Mainly I get it connected through Wi Fi Modem connected to landline for internet purposes I am able to use Facebook read newspapers,see grandchildren children, etc through Skype ...watch stock exchange movements through Rediff, Economic Times,,read blogs,write blogs,etc I am also able to use the messenger for sending messages and receive SMS ,etc .but I donot use it for seeing videos, U Tubes, etc The complaint from my wife is that I donot do any productive work instead am always busy with the smartphone...She even objects my using it as a camera or use WhatsApp through it. See the plight......Of course when she wants auto or taxi, she asks me to use Ola App and Amazon App for buying some book,etc through the phone. .
My old phone Samsung I gave her for use She does not know how to charge it from mains or get credit by paying Vodafone dealer She has some hundred numbers saved in it as contacts..mostly her relatives and none of them ever call her or my number.but she calls all of them regularly for broadcasting all news Even that I have saved in the phone. She does not know even the telephone number of the cellphone... I have saved it as My number in the phone... She is not much familiar with cellphone or computer operations...despite my teaching her so many things orally......
She goes out to Mylapore, T Nagar,Adyar etc and I give the phone to her I have taught her how to receive calls After she goes out,I telephone say after one hour to find out where she is..and to tell her I am making coffee with decoction she has kept saved or for eating any fruits available till she returns. she responds..and thus the phone is useful between us for communication and sanction or approval...But she will never telephone to my number and inform me where she is...When some call comes in my phone she takes it does not swipe or click answer properly and the line gets disconnected.What can I do?
So this is how the cellphone is useful between us..
But recently it has become necessary for me to contact her for knowing telephone numbers of my contacts .During my recent visit to USA while I was spending time with my phone...was seeing apps, options and settings and while pressing some button all contacts disappeared.Otherwise I could get the dialled numbers,calls received,and other numbers of contacts stored in phone.In the past once I had pressed some wrong button changed language and set it for operation by blind persons.At that time I got it fixed paying Rs 650 to the phone repairing guy.This time when I went to him with the problem he said some software is gone and would replace it on paying Rs.850.This time I told my wife the repair cost for approval which she refused saying no need to have contacts with you which is a recurring unproductive cost.Instead you contact me through my number and I have all contacts stored.She has more of her friends and relatives contacts in her new Microsoft phone than those of mine.Also now she can filter and allow me only required calls to be made stipulating time limit .Incidentally my memory is so poor I donot remember telephone numbers of my contacts... Atlast, I am compelled to remember her phone number lest I cannot contact any others...The numbers available in my phonethrough WhatsApp contacts are not many and thus her help has become necessary ..
That is the position....
Marriage of the eldest greatgrandson in the family...Vipin Mohan...With Rajalakshmi.
Marriage history in our family
Marriages. ..
+++++++-+-
Mangalyam tantunanena mama jeevana hetuna: kanthe badhnami subhage twam jeeva sarada satam ||
Tying the thali or the mangalsutra around the bride's neck by the groom is one of the most important rituals of a hindu wedding.
While the groom ties three knots, the pundit chants this sloka which means; “This is a sacred thread. This is essential for my long life. I tie this around your neck O maiden having many auspicious attributes. May you live happily for a hundred years (with me).”
History......of marriages in our family...
+++++++++++++++++++++++++++++++
Anantha Narayanan ...Rajalekshmy....1951...Trichur
Parvathi....Parameshwaran.Trichur ..1953
Bagavathi....Raman.... Bangalore....1967
Lakshmi...Krishnan. .Madras....1971
Balasubramaniam...Kalyani. .Cannanore...1957
Sobhana...Dinakar.... Madras...1974
Syamala. Lakshmanan...Madras..1972
Narayanan...Indira. Trichur..1977
Sundaram ..Radhai...Madras...1974
Karthik..
Roopa... Calicut ...2009
Sudha...Mohi..
Bangalore....2000
Sreedhar. . Sharadha....Madras...1995
Rajesh... Shwetha.....Madras. 2006
Chitra...Sreekanth....Madras...2010
Mohan... Latha. .Palghat....1986
Sasi .. Venkat ...Bangalore....1992
Susi. .. Gopalakrishnan...Bangalore...1979
Vimali... Ravi...Bangalore....1982
Anuradha....spouse...Madras..2008
Velu... Vidhya...Trivandrum....2000
Kutta...Meenakshi... Bangalore..2001
Dinesh .Viji..Bangalore..2006
Priya...Vadivelu ...Madras...1996
Sujatha....Sreeram..Madras....1999
.
Sujatha...Prasad...Madras...1995
.......
Gopu... Vidhya... Coimbatore...1990
Raju... Lakshmi.....1987
Madras.....
Me and wife have attended all marriages..except..that of Kutta...and Lakshmi..
We attended marriage of Ram and Gunjan at Michigan on 4th sept
We attended our marriage on 4th Sept,1974 at Chennai...
Vijayaraghavan...
Bribdha Lakshmi..
Madras.....
On 19th January 2017...Marriage of Vipin with Rajalakshmi at Brahmana Samooham, Gayathri Kalyanamandapam, Edapalli, Ernakulam.. Kerala..
It was planned our attending Vipin's marriage while we were in USA upto 1.1.2017.During the engagement held at Palghat during last week of June,2016 it was orally agreed we would attend the marriage in Jan 2017 ..
.
Marriage is an event cum occasion when members of the large extended family came together,mingle and exchange our thoughts on many matters, participate,and feel immersed in various events like mappalai azhappu,Kasi yathrai,Oonjal,vratham,muhurtham,reception,kattichadham,etc
.On 18th we participated in
Nischidam and reception in evening both at Edapalli. On 19th Jan we had marriage muhurtham by 8 AM...then aasirvadham,etc ..
We had delicious food including payasam,paapdam,sweets,etc throughout ...although it would have given a mild increase of blood sugar of a few non sweet people .
We two...Me and wife Brindha stayed at Aishwarya Hotel,Off MG Road, Ernakulam 16th to 18th ...forenoon taking good food at hotels nearby like Arya Bhavan, Bharat Tiffin,etc It was a privileged or fortune we could visit temples ... Chottanikkara,Thrippunithira, Kaladi,Ernakulathappan, Valanjambalam temple. and also visit our Bangalore days acquaintance Shantha wife of late L S Balan.
.
The grandsons who are married till now are...
Sridhar
Mohan
Rajesh
Ram,
Raju,
Gopu,
Kutta,
Velu
Dinesh,
and Vipin being great grandson
Next generation members whose marriages due are
Easwar,
Vikram, Shashank,
Vishnu,
Vishal,
Abhinav,
Keshav,
Shashank.
Granddaughters,great granddaughters ...Details not mentioned in this post.
It was most enjoyable we had accommodation provided at IMA..Kallur and nice transport arrangements shuttling between Edapalli and Kallur and finally upto Palghat in 19th
The married couple reached home by 6 PM .
As elderly person narrated my married life for 43 years..
I told..Vipin...She will be wrong and correct always and we have to adjust ,co.exist and lead a happy and peaceful married life. I advised her chanting Slokas daily and learn music,dance,etc.
I took leave of the young couple by night train on 19 th night conveying all our blessings to them.Along with cloths of Brindha ,packet of Murukku,thengizhal
,Parupputhengai,coconut,etc accompanied me home.
That was a nice marriage ..
Today We wish the reception at Palghat all the best..She will be present and represent me...
I reached home Chennai on 20 th 4 PM amidst bundh and protests at Chennai..With all shops closed etc..
Wish you all the best Vipin and Rajalakshmi...
Raghavan Thatha and Brindha Paatti....
Orange is a city located in Orange County, California. California is a state of fruits and nuts...My granddaughter calls her new house in San Jose as orange trees' house and she is studying in school Appleseed Montessori at Sunnyvale CA..My daughter works in Kaiser Perrmanente Medical Center,Santa Clara CA which she says is next to I pad,etc maker Apple Inc.
++++++++++++++++++++++++
Apple is an American multinational technology company that is headquartered in Cupertino, California, which designs, develops, and sells consumer electronics, computer software, and online services
**********************************
Many cities,counties,states in USA are having names related to fruits.
I recollect one place Tiruchirapalli in Tamil nadu where we have lived for six years from 1988 famous for sugarcane,paddy, banana fruits, mangoes,etc .It was pleasure for children to climb trees and pluck mangoes,gua fruits and eat after sharing with others. I remember my elder sister Lakshmi who visited us at Tiruchirapalli once asking in our language Tamil Malayalam ..''Raghavaa ..oru perakkai.. porichu tharaya..meaning Oh Raghava will you pluck and get me one gua fruit ??? Incidentally I recollect her staying at Mayavaram Lodge , Tiruchirapalli and getting me Adai Aviyal,etc there My eldest sister Parvathi who visited us once during Mahamaham festival of Kumbakonam on 18 th February,1992 also tasted the mangoes and accompanied us to Kumbakonam for seeing the festival and Jayalalithaa on her birthday.. Magam star.
Mango pickles like Avakkai,etc were made,distributed to relatives and stored in ceramic jars for whole year and ripe fruits eaten .. Ofcourse my spouse took care of selling surplus fruits,coconuts and drumsticks at very good rates and saving money from the proceeds . In addition there were many coconut trees in the house at Thillainagar, Tiruchirapalli ..with tender coconuts,the sweet water and the coconuts from a number of trees providing us cool water, coconuts for making daily dishes like sambar,koottu,chutney,etc.
Here in Fremont CA at our son's house, we have the following trees,plants, grapevines growing fruits.
Grapes,
Pomegranate,
Apple,
Kiwi fruit,
Pear,
Avacado,.
Plum,
Gua ..a variety,
Orange and lemon plants are just planted and are growing.
There are twenty-four rose plants surrounding the house with different colours flowering in abundance during seasons.I pluck and keep one flower in front of lamp near the pictures of God..Goddess daily...
Bagavad Gita says...
patram pushpam phalam toyam yo me bhaktyaa prayacchati |
tadaham bhaktyupahritamashnaami prayataatmanaha || 26 ||
One who presents a leaf, a flower, a fruit or water with devotion to me, I will consume that loving gift from that pure hearted being.
Tomato large size and small suze ...... ..
..Cherry tomatoes or grape tomatoes ..as called are grown throughout the year in large quantities ..
It is in daughter's new house at San Jose..near Cupertino,CA we have trees of orange, lemon and naarthangai grown in large quantities throughout the year and thus granddaughter calls is Orange Tree house .
It is tasty and medically healthy to eat some of these fruits..
We eat apple daily .as we have heard...An apple a day keeps the Doctor away....
Fall...rainy day... Fremont..CA.. Temperature 16 degree FH. .Minus 8.888 degrees Celsius... .With 2 grandchildren at Fremont and others at San Jose Tears falling in fall while thinking of leaving them in Winter beginning. Keep us cool ..Cold and shivering..Chilling...Thanuthu verakkaradhu.. In our language Malayalam.......and compelled to stay indoors... Sine die..
Adjournment sine die (from the Latin "without day") means "without assigning a day for a further meeting or hearing".
..Roots of plants and trees stay safe underneath ground .....All leaves of trees fall...Some turn pink or yellow... Waiting for spring for more trees,plants,flowers to blossom.... Beautiful indeed....Our life also passes through such seasons one after the other...in Economics we see trade cycles,in Politics we see changes ....All these are wonders of Nature....I studied in school..A book of wonder is a book of Nature...And realised the veracity of the statement...
All achievements of science and technology are marvels of Nature...
Science develops every second through new discoveries and inventions....Caused by mother nature ...
Seasons.. . Start on.....
Northern Hemisphere...
SpringMarch 19th -
SummerJune 20th -
Autumn/FallSeptember 22nd -
Winter... December 21st -
We thank others in the list like Teachers,...our Doctors,parents in law,Son in law,daughter in law, may be brother in law,, sister in law ,the examiners who corrected our Answer Books,the employer who provided you wherewithal to live and many others But it is surprisingly obvious to see the wife does not thank her husband or vice versa.Probably Hindu Marriage Act Provisions treat the wife and husband as a single entity without requiring individual separation of thought,life and survival and perhaps expression of Thanks between them...
We desire to have a family re union every year....and during Thanksgiving day.
After picnic to Lake Tahoe last week,we stayed back at Fremont .CA In an emergency sent a message to daughter Chitra at Santa CA Clara as under.
We go to Pacific grove this evening... return tomorrow....
My tab..Nebilong. .1 remaining..others Glycomet GP2...Amma"s tablet..GPS 850..and clopilet A 75 for both also found short...They are in the black bag at your house or in plastic boxes above..See how we can get them...May be we may meet tomorrow...
She could not join us..
Pacific Drive is one of the famous scenic drives in the world.We pass through majestic Del Monte Forest and along the dramatic Pacific Coast.
We left by car around 7 PM ..reached by 8 30 ....Self,wife Brindha,son Rajesh ,d in law Shwetha Narayanan,granddaughters Dhwani and Jahnvi...
After checking into cottage Seebreeze no 121, got hot Pitza from Papa Jones from a nearby place...Next morning got up early,prepared coffee using the machine went to the lounge by 8 am for having murfin,cake,coffee,banana being complimentary breakfast provided.
It was nice passing through 17 mile Drive seeing various places of interest.
Monterey California journey was through the abodes and colourful gardens of historic nature where one could see and enjoy beauty of land and sea which made it destination for fishermen scientists,artists and writers.It was an enjoyable journey through one of the most scenic drives in the world..The 17 Mile Drive comprised sight of Del Monte Forest and other dramatic Pacific Coast.
Some of the important places.
Shepherd's Knoll
The inn and links at Spanish Bay
The Restless Sea
China Rock
Bird Rock
Spyglass Hill Golf Course
The ghost tree
Crocker Grove,
Pebble Besch
Monarch Butterfly gardens,
and others..
The tall trees around 200 years old and many different.Eucalyptus trees were covering the whole Area and colourful beaches. The sand was white ,the tidal waves raising to over 20ft a common sight. The temperature was around 5 degrees centigrade.It was nice watching groups of butterflies travelling between flowers causing pollinaton and helping vegetatable growth.
We had lunch at Carmel Bakery and sight of various shops...
That was the trip enjoyed..
Photos are uploaded separately..
During our recent visit to usa it was made compulsory that I get up by 7 AM daily ,wake up my spouse .She used to brush teeth and get me filter coffee made within five minutes.The addiction to coffee is so much that we never drink tea offered anywhere.In India especially in Chennai Sunlight used to be seen early and hence I used to get up by 6 AM ...make coffee and drink.
It was today the 6 th November,when I got up at 7 AM I was told the time clock should be rolled back by one hour on account of Time changes in various Time zones in USA.Conseqently time was one hour behind,I had to wait for one more hour to get my Coffee.It doesn't happen in India.It is a time saving measure implemented in USA and some other countries.....
See the notification.....
.
Back 1 hour
Nov 6, 2016 - Daylight Saving Time Ended
When local daylight time was about to reach
Sunday, November 6, 2016, 2:00:00 AM clocks were turned backward 1 hour to
Sunday, November 6, 2016, 1:00:00 AM local standard time instead
Sunrise and sunset was about 1 hour earlier on Nov 6, 2016 than the day before. There was more light in the morning....
Also called Fall Back and Winter Time...
.“Daylight Savings Time”
“Daylight Savings Time” is very commonly used, especially in Australia, Canada, and the United States. It's likely that the incorrect term “savings” entered is popular vocabulary because it's so often used in everyday contexts, like “savings account""in Banks ...
.
.Generalized Time Zones in United States
Time Zone Abbreviation & Name
PT Pacific Time
MT Mountain Time -
CT Central Time
ET Eastern Time
Although many other countries in the world change their clocks twice a year, there is no daylight saving time (DST) in India.
While in service in my first year after graduation as a Representative in an American Pharmaceutical firm in Bombay and Area of Sales being South India,it was programmed by the employer that I return to Head Quarters after each Tour ...My stay in HQ used to be for a week ....and perhaps the employer had treated me as alive and present on duty throughout unless specifically requested,leave was granted .Consequently my monthly emoluments used to be credited to my Bank Account monthly and other Daily allowances used to be accounted by me from Advance received while leaving on tour.
It was later I joined a Public Sector Bank in Bangalore.In 1968..and worked at various places till superannuation on 30.6.2007.......
till reaching the age of sixty. In all these Branches,it was customary for any employee to sign the Attendance Register after entering the Branch premises.Perhaps this served as a document evidencing physical presence or existence of an employee for enabling the employer to pay his pay periodically.
After retirement it was found necessary to be physically present at the Branch where pension is paid for submitting Life Certificate in November every year.
During my stay in usa during November on previous years,I could talk to the Branch Manager over phone confirming I am alive informing about my arrival at the Branch in India in December...The Manager used to be kind enough to listen to my appeal and wait till December for
stopping payment of pension.
In alighter vein, during one of my other years when I was present in Madras,the Branch staff requested me to sign a declaration stating I was married and not remarried during the year.Although it was perhaps applicable to family pensioners I had to sign where ever they asked me to sign.In order to confirm my declaration to the Branch,I took my spouse to the Branch next day...gave them an affidavit from her stating she got married to me in 1974.....and that her husband had not remarried any time after marrying her.
=========================================================
I copy a format of Life Certificate for Family Pensioners...
Certified that I have seen the Pensioner Mr./ Mrs. Miss____________________________ Son/ Daughter/Wife/Husband of____ ________________________________________________ holder of P.P.O No.____________________and he/she is alive on this date. Signature of Patwari/DTO/TO/Gazetted off. of HP/Bank Manager Date: (With Seal) RE-MARRIAGE/NON-RE-MARRIAGE CERTIFICATE (Only in case of Family Pensioners) I hereby declare that I have /have not re-married during the last one year. Signature/ Thumb impression of Pensioner
Certified that I have seen the Pensioner Mr./ Mrs. Miss____________________________ Son/ Daughter/Wife/Husband of____ ________________________________________________ holder of P.P.O No.____________________and he/she is alive on this date
. Signature of Bank Manager Date: (With Seal)
RE-MARRIAGE/NON-RE
-MARRIAGE CERTIFICATE (Only in case of Family Pensioners) I hereby declare that I have /have not re-married during the last one year. Signature/ Thumb impression of Pensioner
+++++++++++++++++++++//////++++++++++++++++//////+++++++++++++
Probably for employees who retired under Bank's VRS scheme,they insist on a non re employment declaration every year which I sign and give them although may not be relevant.
Now many parents who are retired and staying with children abroad say in USA,UK etc it becomes necessary for submission of life certificate in November every year.The employers have given the option to such pensioners staying abroad to submit the life certificate issued by any Indian Public Sector Banks and scan and mail the
same to pension paying Branch followed by hardcopy or original by post.Hope these Public Sector Banks do not levy any charges..even 100$....as it would be wiser to wait and go to pension paying Branch in December or later and get arrears of pension even if stopped for non submission of life certificate within stipulated time.
Just now I observed some Banks are offering digital life Certification provided the Pensioner calls at the Pension Paying Branch along with Aadhar Card and cellphone having service within India.May be I can utilise the said services after returning to INDIA...
May be it would not be surprising with the advancement of science and technology,microchips may get installed in human body transmitting and signaling existence or say an alternative to Life Certificate to the Pension or Annuity paying agencies or employers....
Pensioners please note......Thank you......